Comprehensive Credit Insurance Solutions for Australian Businesses

Protecting Your Business Against Bad Debts

Niche Trade Credit provides trade credit insurance policies so your business can trade Domestically and Internationally with confidence.

The Niche Difference

Risk Free Assessment

Get an obligation-free assessment within minutes.

Complete Credit Solutions

We Provide Complete Full Circle Credit Solutions.

Experience

Trust Built with Over 30 Years Of Experience

What is Trade Credit Insurance?

Trade credit insurance is a type of business insurance that protects your accounts receivable and reduces credit risk by insuring your invoices and credit portfolio. This type of insurance policy protects businesses against the risk of non-payment.It provides coverage for losses incurred due to customer insolvency or default, as well as political risks such as war, civil unrest,changes in government policy,cancellation of an Import Licence and Currency Inconvertibility.

Testimonials

We have used Niche Trade Credit as our specialist credit insurance broker for a number of years. NTC are professional in their approach and keep us abreast with the latest information relating to our debtor’s insurance and credit management. We have had multiple claims during this time which NTC handled exceptionally well considering we operate in the building industry. NTC have been able to obtain a very satisfactory outcome for us in all claims which supports our business going forward. We cannot recommend NTC services highly enough.

Rebecca Hines

CFO Viridian Glass Pty Ltd
Over the past 8 years, Niche Trade Credit has been an invaluable source of assistance for our business. During this time, various bad debts have been neatly recovered and the NTC team consistently have our best interests in mind, both during debt recovery and the day-to-day. We would happily recommend Niche Trade Credit to anyone looking for an efficient and trustworthy service, with special mention to the Team at NTC who has handled our business with dependable professionalism and diligent communications.

Matthew Suann

CFO Fuel Direct Pty Ltd
We have worked with Niche Trade Credit for over a decade now and are yet to meet a more knowledgeable, thorough and meticulous Trade Credit specialist. In my opinion working with Niche Trade Credit amounts to having the Trade Credit Insurance guru looking after our needs. We cannot recommend their services highly enough.

Edgar Francis

Karim Overseas Pty Ltd
We have used Niche Trade Credit as our specialist credit insurance broker for the last 6 years. NTC are professional in their approach and keep us abreast with the latest information relating to our debtors and credit management. We recently had a claim for $265,399-04 which NTC handled exceptionally well as the claim related to progress claims in the building industry.NTC were able to obtain a satisfactory outcome for us which we much appreciated and which supported our business going forward. We cannot recommend NTC services highly enough.

Theo Theodorou

Managing Director, Dynamite Electrical Pty Ltd
We have found Niche Trade Credit to be both very capable and very responsive in meeting all our needs in this crucial credit risk insurance area. Time and again Niche Trade Credit has been pro-active in ensuring our continuing compliance and meeting reporting obligations under the policy terms. NTC's extensive industry experience and background, and relationship with key industry players, has helped us to achieve successful outcomes in various facets of the insurance, including obtaining the cover most suited to our business and at the best value premium.

Gary Dreyer

Financial Controller, Labelcraft Pty Ltd
It was a great pleasure to know Niche Trade Credit and they suggested the right policy for credit insurance for our business needs. After meeting various companies, we found Niche Credit to be professional, focused only on credit insurance and dedicated. Niche Trade Credit has demonstrated an ability to recommend the best possible solution to our credit insurance needs and also to negotiate it into effect with insurers. We look forward long term mutually beneficial relationship with Niche credit

Darshana Bhatt

Financial Controller, GAMMA ILLUMINATION
I have had the pleasure of working with Niche Trade Credit for several years and found them to think before they act in order to produce the correct outcome for his clients.

Maureen Ball

Managing Director, FinServ Consulting Pty Ltd
I have found that Niche Trade Credit actually listened to our requirements and brought to us a suitable and workable solution which would satisfy our needs.

Jonathan Schaffer

Director, Plum Products Australia Pty Ltd
Having dealt with similar companies in the past the difficulty was always in ‘the fine print’. With Niche Trade Credit everything is in BOLD allowing one the peace of mind to focus on the important things in the business.

David Webb

Regional Managing Director EMEA, APAC, Export, Global Duty Free. GHD Hair
Niche Trade Credit has been servicing the Tankworks business for 4 years now. In that time he has repeatedly demonstrated an ability not only to formulate the best possible solution to our insurance needs but also to negotiate it into effect with insurers. When claims have been necessary Niche Trade Credit has always managed them effectively and has been a strong advocate for our business when dealing with insurers. It is not going too far to say that Niche Trade Credit advice and services have allowed Tankworks to prosper in difficult markets from which we might have otherwise withdrawn due to the high risk of bad debts

Adrian Tischler

Financial Controller, Tankworks Australia Pty Ltd
We have used Niche Trade Credit as our specialist credit insurance broker for the last 6 years. NTC are professional in their approach and keep us abreast with the latest information relating to our debtors and credit management. We recently had a claim for $265,399-04 which NTC handled exceptionally well as the claim related to progress claims in the building industry.NTC were able to obtain a satisfactory outcome for us which we much appreciated and which supported our business going forward. We cannot recommend NTC services highly enough.

Theo Theodorou

Managing Director, Dynamite Electrical Pty Ltd

Our Services

Credit Insurance Products

Protect your cash flow against the credit / payment default faced by an increasing number of failing businesses. We offer business credit insurance solutions & products that protect you from the risk of non payment.

Debt Collection & Recovery

Are you being held back by debt collection, and need help with recovering money that is owed?

Instead of having to deal with the symptom and losing valuable clients, trust Niche to implement the right debt collection strategy for your business.

Export & Political Risk Insurance

Are you an exporter, where some of the destinations that you export to are subject to different types of risks? Niche can ensure that you have the right export or political risk insurance to suit your individual business requirements.

Our Partners

Benefits of Trade Credit Insurance

Protect Your Balance Sheet & Your Company

As a credit management tool, trade credit insurance protects your accounts receivable and reduces credit risk. Trade credit insurance offers a range of benefits for businesses, including:

This type of insurance is also sometimes called "debtor insurance", and is a valuable tool when you sell goods or services to international clients – especially when political events, insolvency, and other such issues could pose serious obstacles to your short term business prospects if a debtor is not able to pay.

Protect Against Non-Payment and Bad Debt
Improve Cash Flow and Access to Finance
Expand into New Markets and Customers
Better Credit Management and Risk Assessment
Enhanced Competitiveness in the Market

By insuring your invoices and credit portfolio with a policy from Niche Trade Credit, you can safeguard your cash flow up to a given credit limit. If your client fails to pay on the specified terms, you’ll be able to recover the money that you are owed, up to the limit specified by your policy.

Niche takes the time to listen and tailor specific credit solutions to complement your business. If you are looking for a national trade credit insurance broker that can keep your business cash flow working for you, then you are at the right place.

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Experienced & Professional Trade Credit Insurance Brokers In Australia

Niche Trade Credit have been in business for more than 30 years. Our Specialist Trade Credit Insurance Brokers have worked with businesses all across Australia. We’re known for our outstanding client relationships, and for our unique ability to procure trade credit policies from underwriters at the best possible cost and structure.

Schedule a consultation with one of our representatives to get started, and learn about the trade market, and how we can help protect your company.

Complete Solutions For Clients Worldwide

Trade credit insurance can be an important tool for protecting your business from the risk of non-payment by customers. Niche Trade Credit specialise in credit risk management for SME businesses with turnover from $10 mill to $500 mill,Australian exporters and other companies who trade domestically and internationally. With trade credit protection, we can help protect you from protracted default when you extend services on credit – such as net 30 days – and your buyer does not pay.

This ensures that you have plenty of working capital – and that a single unpaid invoice or other such issue does not lead to something bigger with your company. Niche has worked with hundreds of companies from Australia and all around the world, providing insurance brokerage services and advising for Manufacturers,Wholesalers,exporters, importers and more.

FAQ's

What does trade credit insurance cover?

What is the difference between credit insurance and trade credit insurance?

What is the alternative name for trade credit insurance?

Who uses trade credit insurance?

What types of coverage are available under Australian trade credit insurance policies?

Can trade credit insurance help me expand into new markets and extend credit to new customers?