FAQS

If you sell your goods and services on credit terms like Net 30 or Net 60, you may be wondering what happens to your accounts receivable and business debt when one of your customers sells their company. Selling goods on Net 30 or Net 60 terms can be great for your cash flow, but it […]

If you’re working in the world of export finance, you may be wondering what the difference is between trade financing and trade credit – and what the advantages are of using trade credit rather than other trade finance options. In this article, we’ll explore the definitions of trade credit and trade finance, and why trade […]

If you work in the world of exporting and international trade, and you are looking to safeguard goods shipped overseas to your buyers, you may be wondering if you should use a letter of credit, or export credit insurance. Both of these methods can help minimize payment risks, and ensure that you are paid on […]

If you’re interested in protecting your accounts receivable and engaging in risk management for your company, to protect yourself from bad debt, political risks, or other issues with an export transaction, you may be interested in trade credit insurance from a large insurance group. Credit insurance services protect your cash flow and profitability if a […]

To understand what credit risk exposure is, we first need to understand exactly what credit risk itself is. Credit risk is the risk posed to a company if a third party client they loan to does not honor an agreement, usually the repayment of money. Credit risk exposure is the total and maximum amount of […]

If you’re part of a business that has many international clients, you’re probably somewhat familiar with trade credit insurance and factoring. But you may be a bit confused about the difference between the two, how they are related – and how they’re different. In this article, we’ll explain all of the basics, to help you […]

Commercial trade insurance is critical for businesses in today’s competitive global economy. Insurance for trade and commerce enables businesses to create a robust risk management policy, while trade credit insurance protects them from customer bankruptcy and instability that can occur in foreign countries. There are several different types of insurance for trade and commerce that […]

When it comes to satisfying payment obligations for international trade, there are a number of different ways you can ensure the proper payment for your goods or services – like a letter of credit, performance guarantee, bank guarantee or credit insurance. Of these, credit insurance and bank guarantees are two of the most popular ways […]

Is your business engaging in cross-border trade with a developing country? While emerging markets can offer companies unique opportunities, they aren’t without their risks. Companies with overseas operations in emerging markets are exposed to political violence and financial crisis that can leave their business at risk of asset and income loss. When you work in […]