FAQS

Export credit insurance (ECI) is a type of trade credit insurance tailor made especially for exporters of goods and raw materials. International trade with foreign buyers is often a complex undertaking. Niche Trade Credit (NTC) offers policies with the export trade in mind. Payment risk associated with shipping raw materials and products to customers can […]

Whether you are an importer or exporter, or you commonly provide goods and services to companies in foreign countries where political risks and other issues may present risks to your cash flow, proper insurance is critical for risk management. If you work with a company and they fail to pay on your stated credit terms […]

With business failures on the rise, disruptions to your company’s cash flow can be devastating. If you’re in a market within the structured trade finance arena, it’s crucial that you’re able to reduce your risks and manage your cash flow. Structured trade credit insurance can protect your business from volatility and enable you to reach […]

If you sell your goods and services on credit terms like Net 30 or Net 60, you may be wondering what happens to your accounts receivable and business debt when one of your customers sells their company. Selling goods on Net 30 or Net 60 terms can be great for your cash flow, but it […]

If you’re working in the world of export finance, you may be wondering what the difference is between trade financing and trade credit – and what the advantages are of using trade credit rather than other trade finance options. In this article, we’ll explore the definitions of trade credit and trade finance, and why trade […]

If you work in the world of exporting and international trade, and you are looking to safeguard goods shipped overseas to your buyers, you may be wondering if you should use a letter of credit, or export credit insurance. Both of these methods can help minimize payment risks, and ensure that you are paid on […]

If you’re interested in protecting your accounts receivable and engaging in risk management for your company, to protect yourself from bad debt, political risks, or other issues with an export transaction, you may be interested in trade credit insurance from a large insurance group. Credit insurance services protect your cash flow and profitability if a […]

To understand what credit risk exposure is, we first need to understand exactly what credit risk itself is. Credit risk is the risk posed to a company if a third party client they loan to does not honor an agreement, usually the repayment of money. Credit risk exposure is the total and maximum amount of […]

If you’re part of a business that has many international clients, you’re probably somewhat familiar with trade credit insurance and factoring. But you may be a bit confused about the difference between the two, how they are related – and how they’re different. In this article, we’ll explain all of the basics, to help you […]