FAQS

If you want to minimize your credit risk and bad debts when extending lines of credit to your customers, export credit insurance – also called trade credit insurance – is a great option. Export credit insurance protects you from protracted default when foreign buyers fail to pay for your product or services, and helps cover […]

If you run a small business, and you’re interested in learning more about trade finance, you’re in the right place. In this article, Niche Trade Credit will take a deep look at two of the most common financial tools used by small businesses, especially those involved with importing, exporting, and global trade: trade credit and […]

If you’re thinking about purchasing a trade credit insurance policy, you may have some questions about what’s covered. If so, you’re in the right place. In this blog, we’ll consider a sample trade credit insurance policy, and discuss the different coverages that are available, what you can expect to pay, and more details. Sample Coverage […]

Export credit insurance (ECI) is a type of trade credit insurance tailor made especially for exporters of goods and raw materials. International trade with foreign buyers is often a complex undertaking. Niche Trade Credit (NTC) offers policies with the export trade in mind. Payment risk associated with shipping raw materials and products to customers can […]

If you’re working in the world of export finance, you may be wondering what the difference is between trade financing and trade credit – and what the advantages are of using trade credit rather than other trade finance options. In this article, we’ll explore the definitions of trade credit and trade finance, and why trade […]

To understand what credit risk exposure is, we first need to understand exactly what credit risk itself is. Credit risk is the risk posed to a company if a third party client they loan to does not honor an agreement, usually the repayment of money. Credit risk exposure is the total and maximum amount of […]

If you have one or more credit cards or installment loans, or you are planning on taking out a new loan like a mortgage or car loan, you may want to consider investing in either credit insurance or debt protection. While these financial products may seem similar, they actually have some significant differences, which can […]

When it comes to satisfying payment obligations for international trade, there are a number of different ways you can ensure the proper payment for your goods or services – like a letter of credit, performance guarantee, bank guarantee or credit insurance. Of these, credit insurance and bank guarantees are two of the most popular ways […]

With business failures on the rise, disruptions to your company’s cash flow can be devastating. If you’re in a market within the structured trade finance arena, it’s crucial that you’re able to reduce your risks and manage your cash flow. Structured trade credit insurance can protect your business from volatility and enable you to reach […]