FAQS

Cash flow issues are some of the most common reasons why companies may fail to boost their revenues. Recent studies have shown that Australian companies are among the slowest in settling invoices. The increased volatility in domestic and international trade shows that it is now more crucial than ever to ensure that your capital and […]

Trade credit insurance and export insurance are excellent ways of protecting international traders from the buyer’s risk of non-payment. They help assure traders that they will receive their money if a buyer defaults on their debt. If you are into international trade, you are probably aware that proper insurance coverage is essential for credit management. […]

Credit insurance has become an integral part of international trade. As a risk management tool, it helps businesses to protect their cash flows from the risk of nonpayment due to political risks, bankruptcy, protracted default, or other reasons. When a client fails to pay for goods or services, trade credit insurance protects your working capital […]

Credit insurance is a safety net that protects businesses against the risk of customer defaults due to bankruptcy, insolvency, and protracted payments. It guarantees efficient transfer of risk to a trade credit insurer, indemnifies bad debts, and improves the company’s internal processes. Risk transfer also means that you, the policyholder, are protected if customers fail […]

Trading internationally can be very lucrative, but it also presents unprecedented risks, from missed payments to customer insolvency and credit risks. These risks can weaken your business’s investment and operational capacity. Taking credit insurance can help mitigate these risks and protect your cash flow. It also gives you peace of mind knowing you’re financially covered […]

If you want a trade credit insurance policy to protect your accounts receivables from defaults, you might wonder how much you should expect to pay. Niche Trade Credit is here to help. We’ve compiled some factors that could affect your insurance premium rates. What Affects Your Trade Credit Insurance Premium 1. The Country in Which […]

If you are into domestic and export trade, you might have heard people talking about the importance of trade credit insurance. Trade credit insurance benefits apply to large multinationals and small businesses. This post will focus on a few advantages of trade credit insurance for small businesses. Read on to learn more about how this […]

Credit insurance or trade credit insurance is a risk management instrument that caters to the risks of selling and delivering services and goods on credit. It is an excellent way for businesses to prevent losses in case of bankruptcy, insolvency, or a debtor’s protracted default. Rapid digitisation, the implementation of convenient government policies and fair […]

For most developing countries, the idea of attracting foreign investors and sustaining them is generally the exclusive means to promote developments locally at different levels through tax revenues. While this presents a good opportunity for foreign investors to expand their operations to emerging cross-border markets, it isn’t without risks. Political risk is one of the […]

Trade credit insurance is an excellent safety net for your small business if you work with international companies. It protects your business from commercial debt and non-payment caused by protracted default, customer bankruptcy, insolvency, or political risks. Also, with trade credit insurance, you don’t need to hire a debt collection service. The primary purpose of […]

Knowing how to handle business debt when a company is sold is essential. In particular, you need to know what happens to your accounts receivable and accounts payable when one of your customers decides to sell their business. You should think about protecting your business from potential liabilities resulting from the sale. Unfortunately, most business […]

When extending credit, whether credit cards, mortgages or other forms of loan, there is always an element of risk that the borrower may default. This chance of loss is called credit risk; the risk of the borrower’s failure to meet the agreed responsibilities or pay back a loan once it has been sanctioned. That said, […]

Determining the best way to safeguard your business can be challenging. You might be wondering, “what type of insurance do I need to carry out international trade? Does the company require bonds? What is a surety bond, and what categories of surety bonds are available?” At Niche Trade Credit, we will help you find the […]

Is there a difference between trade finance and trade credit? Well, these terms confuse many people, which is why they are often used interchangeably. In this article, we will explain the difference between trade finance and trade credit. We will also explore the advantages of trade credit and why it’s favourable for small-scale exporters and […]

Trade credit insurance and factoring are both identifiable disciplines in debtor management. If you are in business with international clients, you may have realised that these tools are complementary. But what is the difference between these debtor management instruments? How are they related, and which is the right choice for your company? Read on to […]